Looking to get your money faster?
Smart ERC Funding Solutions
Need Your Money Now?
If you can’t afford to wait for your Employee Retention Credit (ERC) refund to cover day-to-day expenses or fund reinvestment, Smart ERC Funding Solutions (SEFS) will get you your money faster!
Smart ERC Funding Solutions
Get An ERC Advance and Claim Your Cash Now
As a third-party lender, we offer ERC funding assistance to our valued clients. Smart ERC Funding Solution(SEFS), can help keep your business afloat—whether you filed your Employee Retention Credit with Smart ERC or not.
ERC Bridge Loan
Secure Your Financial Stability with Our ERC Advance Funding Options for Every Employer!
What is a Smart ERC Bridge Loan?
A bridge loan is a short-term loan that is typically used when businesses need the flexibility to borrow money. Bridge loans can be useful for businesses that need to quickly raise capital to take advantage of new opportunities, such as a time-sensitive acquisition or expansion project. An ERC Bridge Loan is a specific type of bridge loan available to many employers who meet the requirements of the Employee Retention Credit.
Smart ERC Bridge Loan Details
All you need to get started with SEFS is a valid ERC claim filed with the government. We provide simple business bridge loans of up to 60% LTV of your anticipated ERC refund amount. Make small interest payments starting the month after your loan funds, and pay the principal balance when you receive your ERC refund check from the Treasury Department.
It really is that simple!
Borrowing from SEFS is easy because we routinely use the ERC refund as collateral.
Complete Our Simple Contact Form to Get Started with your ERC
Get up to 36% More With Smart ERC.
erc time line
How Long Does the Process Take?
- ERC clients who filed with Smart ERC can receive funds in as little as two weeks
- Clients who filed ERC with another processor can receive advance funds in two weeks — upon receipt of all requested documents
- Clients who have not yet filed ERC can have their ERC processed and receive advance funds in as little as 45 days.
ERC Advance
ERC Advance Program Benefits
- Fast – Loan decisions are made quickly 24 hours a day, 7 days a week
- Flexible – Loan values vary based on the approved client’s expected ERC refund value.
- Equitable & Accommodating – SEFS serves typical borrowers and under-resourced clients including low credit, the self-employed, and corporations/LLCs.
ERC Advance
ERC Advance Loan Terms
- Loans available at up to 60% loan-to-value (LTV)
- You must have filed a valid ERC claim with the government
- Loan value and approval are determined by your expected ERC refund
- Nothing due upfront
- No minimum or maximum loan amount
- Loan repayment begins after your loan clears and concludes with a balloon payment upon receipt of the ERC refund
Qualify Now Before the Program Deadline
Check If You're Eligible For ERC
Contact Us
- ERC is only available to businesses with W-2 employees.
- Our ERC Experts will contact you within 24 hours to provide you with your ERC amount and qualify you without any obligation
